Null User Object

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Joined 2 years ago
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Cake day: June 8th, 2023

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  • On the whole, I agree. Usually wouldn’t consider them.

    However, a few years ago I bought a rather expensive item (several thousand dollars) and I was ready to just pay for it outright, but one of the payment options was 0% financing though one of these pay later companies with payments spread out over 4 years. So, I did that a put the money in a safe investment.

    So I essentially got two discounts on the purchase. 1) the growth in the investment means I’m less out of pocket on the purchase, and 2) due to inflation, the dollars I’m using now to make payments are technically worth less than they were three years ago.

    There’s been a few times in my life that I’ve been able to take advantage of 0% financing for large purchases and I’ve never regretted it. But, for the strategy to work, you have to A) be willing and able to just buy the thing outright, without financing (the financing can’t be a factor in your decision), and B) have the self control to not touch the invested money to make some other impulse buy.

    ETA, another thing to watch out for is smoke and mirrors, where they claim 0% financing, but they’ve really just raised the price to cover what they would have made in interest charges, and then have a “discount for cash” type offer where you pay less if you don’t finance. Usually better to not finance in those scenarios.









  • There’s even an official manual for those interested in joining the fight.

    https://www.gutenberg.org/ebooks/26184

    “Simple Sabotage Field Manual” by United States. Office of Strategic Services is a historical publication written during the early 1940s, amid World War II. This manual acts as a guide for ordinary civilians to conduct simple acts of sabotage against enemy operations without the need for specialized training or equipment. Its main topic revolves around promoting small, accessible forms of resistance that could collectively disrupt the enemy’s war effort. The manual outlines various strategies and techniques for citizens to engage in sabotage that could be executed discreetly and with minimal risk. It provides specific suggestions for targeting transportation, communication, and industrial facilities to create delays and inefficiencies in enemy operations. The manual emphasizes the power of many individuals acting independently to contribute to a larger campaign of disruption, encouraging simple acts such as misplacing tools, delaying communication, or damaging equipment with household items. Overall, the “Simple Sabotage Field Manual” serves as a unique historical artifact that illustrates grassroots resistance efforts and the belief in the collective power of ordinary people during wartime.




  • Mr Coomer filed federal lawsuits in 2022 against Mr Lindell and two of his companies, My Pillow, Inc and Lindell TV, saying their actions had caused his reputation to be “irreparably tarnished”.

    He “now endures frequent credible death threats and the burden of being made the face of an imagined criminal conspiracy of unprecedented scope in American history”, his lawsuit said.

    “In the sense that [Coomer has] been through a lot and he’s still going to be looking over his shoulder,” added the attorney, Charles Cain.

    $2.3M is not nearly enough for that shit.